We are on the hosted payments platform. We are trying to figure out if there is a way to get more information when cards are declined. Right now we just get back code 20 - Declined. My sales agents are asking me if we have a way to determine if that's an invalid card number, or invalid funds.
I thought that it wouldn't allow folks to vault cards that were invalid, but our testers said that it was allowing them to vault random credit card numbers.