Is there a way to set Flex cards / HSA healthcare amounts using Tripos mobile SDK? I did see in the SDK some classes for healthcare amounts under VTP but they were all commented out referencing ‘VXPPHASE’ (VXPRequest.ExtendedParameters.Healthcare) . I am using tripos Mobile SDK 1.4. Is there another way to process healthcare amounts in mobile environment?
Hi, Stan. triPOS Mobile can support FSA/HSA cards for healthcare-only clients (such as hospitals, doctor offices, etc.) without the need for including the IIAS healthcare amounts. However, triPOS Mobile does not support the inclusion of the IIAS healthcare amounts, so certain clients that process both healthcare and non-healthcare items (such as pharmacies) cannot support the processing of FSA/HSA cards via the triPOS Mobile product.
Yes but I was under the impression that there was a was a way to use the Tripos mobile SDK to obtain encrypted card data from Ingenico ismp4 device then build an authorization request myself and set it directly to somewhere in mobile environment, is that possible? I see function to get encrypted card swipe but Im not sure what to do with it from there.
In the event that you know the card is an FSA/HSA card, AND you know that the card is a magstripe-only card (and not an EMV card), then you can use the triPOS Mobile VPD option (more details at https://developer.vantiv.com/docs/DOC-1915) to obtain the encrypted card data and send a CreditCardSale request, including the encrypted data and the IIAS healthcare amounts, directly to our Express interface (https://developer.vantiv.com/docs/DOC-1353). The encrypted data to include in your CreditCardSale request directly to Express would be EncryptedTrack2Data, CardDataKeySerialNumber, and EncryptedFormat.
We serve primarily pharmacies who process a lot of FSA/HAS cards, we can verify FSA BIN bin numbers. As far as EMV issue are you saying I wont be able to get an encrypted track2 swipe from an EMV FSA card or that if I try to process an EMV card using card swipe data it wont authorize? I think we would have to revert to processing all authorizations as card swipes since we wont know if its an FSA until after card entry
It's possible for integrators to go through direct EMV certifications with the processors and payment brands behind our Express platform, but I know that is a quite lengthy and expensive process that you'd be required to go through directly with those organizations, so that's why most integrators are using our triPOS products to support EMV. Though I can see that our existing triPOS Mobile product doesn't currently appear to provide the functionality you need. If you were to attempt to retrieve the encrypted track data and process as a swiped transaction, the card issuer will likely decline that transaction, as the track data would indicate that the card is an EMV-capable card. If you already have a Channel Manager within the Worldpay/Vantiv organization, it might be worth reaching out to that contact to request the ability to support IIAS healthcare amounts within the triPOS Mobile application, as our Product teams are constantly evaluating merchant/partner demand.
Hi, Stan. triPOS Mobile can support FSA/HSA cards for healthcare-only clients (such as hospitals, doctor offices, etc.) without the need for including the IIAS healthcare amounts. However, triPOS Mobile does not support the inclusion of the IIAS healthcare amounts, so certain clients that process both healthcare and non-healthcare items (such as pharmacies) cannot support the processing of FSA/HSA cards via the triPOS Mobile product.