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Card-on-File, One-Times & Recurrence

Question asked by sbrill on Sep 11, 2018

If I store a card on file that is used by a recurrence and then the same payment source is then used by the cardholder on a one-time transaction, what is the processing type I should send, initialCOF or cardholderInitiatedCOF?

 

Thanks.

 

EDIT:

To clarify, if the card was used for recurring payments initially then used as a cardholder initiated transaction, what is the processing type that should I send, initialCOF (because of the card has not been used on an unscheduled basis yet) or cardholderinitiatedCOF (because the card has been stored and used already)?

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