What do you think payments will look like in ten years? The first 20 replies to this thread will get a $10 Starbucks card.
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I'll kick this off - I think that AI is going to make a huge mark on payments in the future. This is my *~dream*~ payments/AI scenario:
I'm on vacation in Italy. I already alerted my bank that I was going to living like a queen overseas for a week, thanks to an instant notification that popped up when I booked my vacay on my travel app. While I'm noshing on delicious sardines and red wine, I get a notification that there was an attempt to use my card in Monaco, but that it failed due to top-notch AI-enabled fraud detection and facial recognition technology. No worries, my card issuer has already changed my card number and the new card is ready in my mobile wallet.
After I finish my meal and and head out to bop around the piazza, I get a notification from an AI bot in my music streaming app. One of the bands I recently favorited is playing tomorrow night a mere 5 blocks from where I'm staying. Would I like to book tickets? I book the tickets with the new card that's stored in my mobile wallet, and look forward to the show tomorrow.
I stroll off into the sunset of a glittering frictionless future and everyone looks like an actor in Blade Runner because of all the cool futuristic fashions.