Hello Good Morning...
I am employee of Total-Apps,
Here is the address..
26800 Aliso Viejo Parkway
Suite 250
Aliso Viejo, CA 92656
Mojopay interfaces with Vantiv for onboarding and transaction processing..
We are trying to enhance our application for "Recurring bill Payments".
I was following one of your documents in trying to understand the services that I need to interface for "Recurring Bill Payments".
The document I followed was " Express Interface API V2.7.7 03022016.pdf.
I believe I need to utilize TransForm® Tokenization .
I see that I need to use the PaymentAccountCreate service to get the PaymentAccountID (a GUID/token) that is required to establish the recurring payments.
I wanted someone who can assist me with the interface request parameters that is required. Also I wanted someone to confirm whether I am on right track.
This is what the document highlights.
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Recurring Transactions
Recurring transactions are a unique type of transaction where consumers authorize merchants or
solution providers to bill a specific card on a regular basis (e.g. monthly membership fees). Each
recurring transaction may be for the same or fluctuating dollar amounts. To perform recurring
transactions merchants must store cardholder information. Cardholder information can either be
stored locally or remotely using Element’s TransForm Tokenization technology.
- Note Storing cardholder information locally is a significant financial risk and is subject to the
Payment Card Industry Data Security Standards (PCI DSS). Please visit www.pcisecuritystandards.org for
more information.
Setting up recurring transactions consists of two parts:
Part 1: Set-Up Transaction: For the first transaction in the series, send in the same data as a normal sale
- transaction. This is Track Data for card present transactions, or Card Number, CVV, and AVS data for
eCommerce and MOTO transactions.
Part 2: Recurring Transactions: For all subsequent recurring transactions, send in the cardholder
account number (not Track Data) as well as Billing Street and Zip Code data, and set the RecurringFlag to
“true.”
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I can be reached at roopa@total-apps.com
Thanks
Eagerly waiting for your response.
Roopa
Hello Roopa,
I have requested one our PayFac team members follow up with you directly to assist in your questions about recurring billing and to ensure you are considering the right solution based on the processing platform you use today.
Please let me know if you have any further questions.
Regards,
Chris