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Recurring Membership with limited CC Data

Question asked by brollinson on Sep 8, 2016
Latest reply on Sep 9, 2016 by brollinson

I've noticed that a number of recurring merchants like Netflix only require:

1. First Name

2. Last Name

3. Card Number

4. Security Code

5. Exp Date Info


What does Vantiv recommend on the back-end, as no AVS info is being collected? (we do see some merchants collecting the zip code field) - What are the pros and cons of this method from a processing perspective? - obviously anything to make the checkout process simpler and faster is better for the end consumer, but are there any issues with acceptance rates, fees, etc. by only sending limited data?  We also noticed that they are doing this globally, not just in North America.


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