Hi,
I am using vantiv hosted payment page to validate my credit card information for one of my applications.
Requirements have been changed recently, which says we have to include Zip Code into transaction setup to validate on the behalf of merchant.
Is there any way we can include Zip Code information on hosted payment page and validate it as well?
Please let me know if there is anything I can do to make this happen.
I shall appreciate that.
Best Regards,
Sohaib
Hi Sohaib,
At this time their is not a Zip Code entry field in the Hosted Payments page. As you mentioned this will need to be passed into the TransactionSetup request for validation. Typically developers will build an input form prior to calling the TransactionSetup request that will request additional information such as the customer name, billing/shipping address, email, and zip code. If this is passed in the request you will receive one of the following responses in the AVS Response Code:
AVS Response Codes Code
| Description
|
A
| Address: Address matches, zip does not match. For Discover, when using TSYS or Paymentech platforms, both address and zip code match. For Discover, when using Global, First Data, or Vantiv platforms, only address matches.
|
B
| Incompatible formats (postal code): Street addresses match. Postal code not verified due to incompatible formats (Acquirer sent both street address and postal code)
|
C
| Incompatible formats (all information): Street address and postal code not verified due to incompatible formats. (Acquirer sent both street address and postal code.
|
D
| Street addresses and postal codes match
|
E
| Edit error: For example, AVS not allowed for this transaction
|
F
| International Transaction: Street address and postal code match
|
G
| Global non-AVS participant.
|
I
| International Transaction: Address information not verified for international transaction.
|
J
| American Express only. Card Member Information and Ship-To information Verified – Fraud Protection Program.
|
K
| American Express only. Card Member Information and Ship-To Information Verified – Standard.
|
M
| Match: Street addresses and postal codes match.
|
N
| No: Address and zip code do not match
|
P
| Postal codes match. Street address not verified due to incompatible formats (Acquirer sent both street address and postal code)
|
R
| Retry: System unavailable or timed out
|
S
| Service not Supported: Issuer does not support AVS and Visa, INAS, or the issuer processing center
|
T
| Nine-digit zip code matches, address does not match
|
U
| Unavailable: Address information not verified for domestic transactions
|
W
| Whole zip: Nine-digit zip code matches, address does not match. For Discover, no data provided.
|
X
| Exact: Address and nine-digit zip code match
|
Y
| Yes: Address and five-digit zip code match. For Discover, when using TSYS or Paymentech platforms, only address matches. For Discover, when using Global, First Data, or Vantiv platforms, both the address and five-digit zip code match.
|
Z
| Zip: Five-digit zip code matches, address does not match
|
0
| No address verification has been requested (TSYS only).
|
Thank you,
Katharine Unsworth
Implementations Consultant
Developer Integrations
vantiv / integrated payments
o: 970.335.4212
vantiv.com
Hi Katherine,
I really appreciate that you came with an answer about how to create an input form but I am not sure about this statement of yours
"Typically developers will build an input form prior to calling the TransactionSetup request that will request additional information such as the customer name, billing/shipping address, email, and zip code."
My question is how exactly we are going to pass the parameters in transaction setup because hosted payment page only carries the information which is shown in Iframe.
I shall appreciate your help on it.
Thanks
Hi Sohaib,
Apologize for the confusion. When you send a TransactionSetup method request you are able to pass various values including BillingName, BillingAddress1, BillingZipcode, BillingEmail, etc. Please reference all the available input values on page 147 of our Express Interface Specification located here: https://developer.vantiv.com/docs/DOC-1353
Once you submit the request Element will respond with a TransactionSetupID that is used to call the hosted payments page. Once the customer enters their card data and clicks submit you will receive the response provided in the ReturnURL of the TransactionSetup call. This will include an AVS Response Code that will validate the data you passed into the initial request. If you want more data than provided in the hosted payments response such as to retrieve the expiration date of the card you can perform a programmatic TransactionQuery, this is referenced on page 118 of our specification.
Hope this helps. Let me know if I can provide additional insight.
Thank you,
Katharine Unsworth
Implementations Consultant
Developer Integrations
vantiv / integrated payments
Hi Katherine,
I have followed the instruction about adding address and zip code information in Transactionsetup method to validate the address.
Once request is submitted, system will generate a transaction ID which is used to call the hosted payment page.
It shows the hosted payment page and asks user to enter the payment information to validate that.
Once It validates the payment information, control comes to call back method with response containing AVS Response code.
Issues :
1 - Whenever user enters a valid US address which generates a transaction URL and then give payment information but when It comes to call back method, AVS response code always shows "N".
2 - If I try to make a simple hosted payment request without providing any address but the payment information, it still shows "N" in AVS response code.
Please let me know why express hosted payment API is not validating a valid address and why It shows AVS codes for a simple payment request.
Please follow this link to see this website is working absolutely fine because the API working behind is properly validating the address.
I have been following this documentation link plus the express API document you have provided before to make sure API validates the address properly but its not
If there is some sort of demo of credit card AVS validation, please let me know because Its like days and I am still stuck on one point.
Thank you!
Hi Sohaib,
Can you provide your AccountID for your test account and a TransactionID from a transaction experiencing the issue above? I will investigate and provide more insight. SIice this is a test account you will need to make sure you are passing the appropriate trigger value below. This can also be referenced on page 200 of our Express Specification (https://developer.vantiv.com/docs/DOC-1353). While we do have a GitHub demo for HostedPayments this doesn't include AVS validation; however, this can be referenced here: GitHub - ElementPS/HostedPayments.CSharp
Please feel free to reachout to my me directly (Katharine.Unsworth2@gmail.com) and my team at Certification@ElementPS.com. Myself and my team on the distribution group will be able to provide assistance so that we can help you move past this roadblock.
AVS
Billing Address 1 | Billing Zipcode | AVS Response Code / Meaning |
4 | Any Other Zipcode | A / Address Match |
4 | 30329 | M / Address and Zipcode Match |
Any Other Address | Any Other Zipcode | N / No Match |
4 | 30330 | Y / Address and Zipcode Match |
Any Other Address | 30330 | Z / Zipcode Match |
Thank you,
Katharine Unsworth
Implementations Consultant
Developer Integrations
vantiv / integrated payments
Hi Sohaib,
Apologize for the confusion. When you send a TransactionSetup method request you are able to pass various values including BillingName, BillingAddress1, BillingZipcode, BillingEmail, etc. Please reference all the available input values on page 147 of our Express Interface Specification located here: https://developer.vantiv.com/docs/DOC-1353
Once you submit the request Element will respond with a TransactionSetupID that is used to call the hosted payments page. Once the customer enters their card data and clicks submit you will receive the response provided in the ReturnURL of the TransactionSetup call. This will include an AVS Response Code that will validate the data you passed into the initial request. If you want more data than provided in the hosted payments response such as to retrieve the expiration date of the card you can perform a programmatic TransactionQuery, this is referenced on page 118 of our specification.
Hope this helps. Let me know if I can provide additional insight.
Thank you,
Katharine Unsworth
Implementations Consultant
Developer Integrations
vantiv / integrated payments