The landscape for payments has changed with the adoption of security initiatives (P2PE and tokenization), and mobile acceptance. Now with the migration to EMV, card present environments have one more payments processor to consider.
EMV is a set of international standards that defines the interoperability of secure transactions between chip based payment devices such as cards, key fobs and smart phones with payment acceptance terminals across the international payments landscape.
EMV requirements help secure payment transactions through the introduction of cryptographic functions and dynamic data. The cryptographic functions allow the terminal or issuer to verify the authenticity of the card. The dynamic data is unique to each transaction and cannot be replicated. This devalues the transaction data in flight and reduces the risk of counterfeit fraud.
For developers integrating directly to Vantiv’s core payment platform, developers can integrate and certify an end-to-end EMV solution through the Vantiv in a Box Leveraging EMV (VIABLE) solution. Vantiv VIABLE is a powerful, self-contained, card-based PC test environment. VIABLE offers a direct integration approach that helps developers qualify payment applications for EMV with Visa, MasterCard, AMEX and Discover.
Additional resources are available to Vantiv O.N.E. members.
- Vantiv Viable product datasheet
- EMV Merchant FAQ
- Guidance on EMV implementation for merchants
- Vantiv Viable support guide
- Vantiv Viable certification guide
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