CreditCardReversal

Document created by gjsissons on Apr 11, 2016Last modified by gjsissons on May 12, 2016
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There are three types of CreditCardReversal transactions:

 

  1. Communications/System reversals – this type of reversal is generated when there is a transmission problem delivering the response back to the POS. It is the transaction requestor’s responsibility to generate a Reversal transaction for all transactions that do not receive a response.
  2. Full Reversals – A Point of Sale (POS) Generated Reversal or Full reversal may be initiated to remove an approved transaction from a batch, even when the cardholder is not present. Reversals however, must be done while the batch is open.
  3. Partial Reversals – A Partial Reversal transaction decreases the total authorization amount of a previously authorized transaction. Partial reversals are required by some card associations to bring the authorized and clearing amounts into specific tolerances.

 

An example of a POS generated / Full reversal is shown below. The value of “1” for the ReversalType tag indicates a full reversal.

 

<CreditCardReversal xmlns="https://transaction.elementexpress.com">
    <Credentials>
        <AccountID>INSERT HERE</AccountID>
        <AccountToken>INSERT HERE</AccountToken>
        <AcceptorID>INSERT HERE</AcceptorID>
    </Credentials>
    <Application>
        <ApplicationID>INSERT HERE</ApplicationID>
        <ApplicationVersion>1.0</ApplicationVersion>
        <ApplicationName>Express.CSharp</ApplicationName>
    </Application>
    <Terminal>
        <TerminalID>01</TerminalID>
        <CardholderPresentCode>2</CardholderPresentCode>
        <CardInputCode>5</CardInputCode>
        <TerminalCapabilityCode>3</TerminalCapabilityCode>
        <TerminalEnvironmentCode>2</TerminalEnvironmentCode>
        <CardPresentCode>2</CardPresentCode>
        <MotoECICode>1</MotoECICode>
        <CVVPresenceCode>1</CVVPresenceCode>
    </Terminal>
    <Card>
        <CardNumber>5499990123456781</CardNumber>
        <ExpirationMonth>12</ExpirationMonth>
        <ExpirationYear>19</ExpirationYear>
    </Card>
    <Transaction>
        <ReversalType>1</ReversalType> <!--Reversal type of 1 for Full Reversal-->
        <TransactionAmount>1</TransactionAmount>
        <MarketCode>7</MarketCode>
        <TicketNumber>234436554247</TicketNumber>
        <TransactionID>132465454</TransactionID>
    </Transaction>
</CreditCardReversal>

 

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