What developers need to know

Document created by gjsissons on Apr 7, 2016Last modified by gjsissons on Jun 9, 2016
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At Vantiv we’re 100% focused on payments. If you’re building applications that support payments, you’ve come to the right place.

 

Vantiv provides payment interfaces supporting everything from gateways to eCommerce websites  to terminals to mobile devices.

 

As a first step, we recommend that you speak to a Vantiv integration consultant about your needs. They can direct you to the right resources quickly, and help you get started.

 

You can also review the materials here to learn about various APIs and integration methods. If you are adding payment to enterprise applications, chances are that you have complex requirements. In this case,  you may find yourself using multiple APIs and integration methods.

 

A good place to start is to consider whether you will be building mostly card present applications (point of sale) or if you will be processing card not present payments via the web or from mobile devices. The requirements are different, and the best integration method will depend on your application.

 

  • If you will be accepting payments on the web, have a look at our eCommerce solutions.
  • If you are integrating to payment terminals or building point of sale applications, you’ll want to start by looking at our point of sale developer solutions. You might also consider our versatile Express API  that works with triPOS, a versatile API that secures card data at the point of capture, and helps avoid the need to integrate with multiple point of sale devices.
  • If you are a very large merchant or gateway provider, you may want to interface to Vantiv’s high-volume platforms using an ISO 8583, direct integration.

 

We’re happy to help! Contact a Vantiv integration consultant and tell us about your payment challenges.

 

The benefits of dealing direct

 

Dealing with a tier-one payment processor can be beneficial to both developers and merchants.

 

  • With “cost-up” pricing that exposes interchange fees, merchants will know exactly what they are paying for and will be in a position to minimize processing costs and fees due to chargebacks. You can skip the middleman.
  • Expert assistance can help developers structure payment transactions such that they qualify for the best interchange rates by understanding the rules associated with each card network.
  • A direct interface to the card networks, and personalized support, can result in better payment reliability and faster resolution of issues
  • Powerful tools that help manage chargebacks efficiently and avoid fraud can help reduce losses as the business scales
  • Using a single payment processor across your eCommerce and in store point of sale solutions allows merchants to aggregate payment volume, simplify management and reduce processing costs.

 

Learn more about payment integration methods.

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