• Issuer country identifier

    Knowing the country of the issuing bank helps merchants in two ways. From a sales and marketing standpoint, this knowledge allows them to better analyze the purchasing patterns of their customers based upon their coun...
    gjsissons
    last modified by gjsissons
  • Affluence indicator

    Visa, MasterCard, and Discover provide enhanced credit card products for consumers with high disposable incomes and high card spending. These cards encourage usage by offering the cardholders additional benefits usual...
    gjsissons
    last modified by gjsissons
  • Prepaid Indicator

    Knowing that the card is prepaid, as well as the available balance at the time of sale is especially useful for merchants engaged in recurring payment, installment payment, or deferred billing scenarios. Merchants in ...
    gjsissons
    last modified by gjsissons
  • Transaction signature

    The Recycling Engine analyzes each Authorization or Sale request message to determine if it is a new request. The result of the analysis determines if the transaction should be added to the recycling pool upon decline...
    gjsissons
    last modified by gjsissons
  • Authorization / Sales Recycling

    Authorization recycling is the process of retrying declined authorization attempts. Every merchant, especially those with a business model that relies on recurring or installment payments, should devise a strategy for...
    gjsissons
    last modified by gjsissons